What Are Insurance Return Checks

Are you searching for Insurance Return Checks Reviews? Do you have any questions about insurance return checks? Maybe you’re even wondering if insurance refund checks are a fraud.

Then I’d like to invite you to my 3rd party inquiry of Insurance Return Checks, where I’ll address all of those questions and more!

Before I begin, let me commend you on your intelligence in searching out third-party reviews.

Let’s get this inquiry started, dig deep, and find out the truth about Insurance Return Checks!

What are Insurance Return Checks ?

Insurance Return Checks

In summary, Insurance Return Checks as a concept does not exist; the phrase “Insurance Return Checks” was coined by Lombardi Publishing as a marketing technique to bring attention to their newsletter…

However, the concept behind the Insurance Return Checks that they briefly discuss in their sales presentation video does exist, albeit it is not as fantastic as it first appears, as you’ll discover later in this review.

In reality, although these so-called Insurance Return Checks have the ability to make you money, they also have the potential to lose you money – and a lot of it. They aren’t really a “sure-fire” way to generate money.

Let’s go right to the point: Insurance Return Checks do not exist! The name is a brilliant attention-getting marketing gimmick, as well as a savvy use of the English language by Lombardi Publishing to increase email sales.

The concept and premise behind the name “Insurance Return Checks” exists and is mentioned briefly in the sales film, but it is, in my opinion, deceptive – most likely on purpose.

This type of gimmicky marketing is quite popular in the financial newsletter business, and it reminds me of “Freedom checks,” which were used to advertise a newsletter called The Real Wealth Strategist, and other phrases like:

  1. Trump Bonus Checks 
  2. Federal Rent Checks 
  3. Kennedy accounts
  4. Cash For Patriots
  5. Oro Blanco
  6. Palm Beach Letter
  7. Paul Mampilly
  8. Nova X Report
  9. Fast Fortune Club

It’s almost as if the publishing houses Banyan Hill, Agora Financial, Money Map Press, and Lombardi Publishing are competing to come up with the most innovative and well-thought-out “equestrian excrement” in their marketing while yet remaining truthful.

How do Insurance Return Checks work?

They say that insurance firms are routinely returning large sums of money to ordinary individuals like you and me – all you have to do is;

To find out how, sign up for their premium membership newsletter!

If it all sounds too good to be true, it probably is, and this one is far, way, way too wonderful to be true. Insurance companies, like any other business, are not in the business of paying out money for the purpose of handing out money.

Even a Ponzi Scheme or a Pyramid Scheme needs an initial investment.

What’s going on is that publication company’s expert team of marketers and copywriters are skillfully dragging on your emotions, needs and wants, and demands – and doing so knowingly – to ever so a little misguide you and gently push you into pulling out your credit card and subscribing to their newsletter in the hope or belief that it’s real.

And before you know it, you’ve done just that, and firms who employ unethical, somewhat deceptive copyrighting like that wind up with a lot of angry customers.

In my opinion, this is not a good approach to operate a firm. I’d rather be upfront, honest, and transparent, with a pleased, consistent, and loyal client base.

What is the cost of Insurance Return Check?

I went to the buy page after seeing the hyped-up video advertising the so-called IRCs, or Insurance Return Checks, to see how much Lombardi Publishing was asking for access to this (quite easy-to-find) content.

The next page I was directed to featured even more hype, this time in the form of textual assertions, such as the one below:

Insurance return checks cost
Source: Living more working less

But, after that was out of the way, there remained the fee – which was allegedly “only $7″… But, as you might expect, the true cost was not “only $7″…

The first payment is $7.
After 30 days, you will be charged $90 automatically.
$295 will be invoiced to you automatically shortly before the 6 month milestone.
After that, $295 will be automatically invoiced every year.

In addition, it appears that the offer has been forbidden in California or Vermont… I’m not sure why, but it looks that Lombardi Publishing is refusing to accept subscribers from those states, and the only thing I can think of is a “ban.”

Churning, Twisting and replacement in Insurance | Churning vs Twisting

Are Insurance Return Checks legit?

It’s not often that I’ll call a scam out on the spot. In terms of the newsletter, as well as the publishing business, there is nothing unlawful going on.
However, in my opinion, they are being scammy in their deceptive advertising and marketing of the finance newsletter. I have a strong suspicion that was done on purpose!

Well, this is where it becomes a bit of a yes-and-no situation, because while what Lombardi Publishing is doing is legally genuine, I believe there is some “trickery” going on to get you to sign up for their newsletter.

The plain reality is that you are unlikely to gain as much money as promised – or as quickly/easily as promised – with the Insurance Return Checks newsletter, at least not without spending a ridiculously large sum of money.

So, with all of that in mind, I will not be promoting the Insurance Return Checks newsletter as a decent method to earn money, and instead will advise you to avoid it since, in my view, there are many better ways to make money online.

But whatever you decide, I hope that the overview I’ve written here has given you a better understanding of the IRC Insurance Return Checks situation, and if you have any further questions or thoughts, please don’t hesitate to post them in the comments section below.

What you need to know about Premium Refund checks?

On your level-funded plan, you have the potential to earn a premium refund, but do you know what to do with it once you obtain it? Perhaps you’ve already gotten one; did you know that there are compliance criteria that must be followed in order to distribute any employee portion of the refund within 90 days?

In the simplest terms, if employees pay a portion of their health-care premiums, they are entitled to a prorated return. Additionally, within 90 days after receiving the refund check, you must disburse the proper money.

Some interpretations in the consulting industry propose a relatively easy solution, such as “pay every employee the same amount.” We strongly oppose this since it is based on Department of Labor remarks that contradict prior DOL advice. It is undeniably unsupported.

The whole refund check amount can be used to lowering employee contributions by an employer. However, this simply eliminates the necessity to compute the employee-employer “split.” Employers must still compute the appropriate share of the return for each employee prorated according to the amount they contributed unless they have paid 100 percent of the premiums.

Employers have three alternatives when it comes to complying with the law. If you want to understand more about the compliance solutions accessible to you, contact an R&R Benefits Knowledge Broker.

Insurance Return Checks Review: Conclusion

This newsletter, in my view, should be avoided.

Their advise may be the finest in the world, if not the history of finance, but their promotion and marketing of the newsletter has been downright deceptive – how, or should I say why, would you trust them with your financial advice?

There’s a chance they’ll mislead you there as well!

And that is the major issue with this type of marketing in the banking industry: a lack of transparency in the marketing breeds distrust in the product!
Create material on the subject, such as financial courses, Amazon books, and newsletters, and so on.

Once you have enough traffic – just 800 visitors per day – you may start putting in another source of revenue in addition to affiliate sales, and make a fully passive income from display advertisements.

That’s two sources of money from one little, entertaining blog. You may later add a third source of revenue, such as your own digital information items or a members-only section where you retain your premium material for subscribers, if you choose.

The best thing is that this method can be used to any subject or issue, not simply economics and investment or frugal living.

Consider three interests, or three things about which you are enthusiastic!


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