A step-by-step guide to finding out what health insurance Planned Parenthood accepts.
Whether or whether you have Planned Parenthood insurance, you may always go to your local Planned Parenthood health facility for the help you need. Many health insurance policies include planned parenthood providence health insurance as an in-network provider, which means your insurer will cover all or part of the cost of your health care, including the cost of obtaining planned parenthood information.
Sexual and reproductive health are critical. It’s so important that you should never have to go without it because of the expenses.
Expect to learn about Planned Parenthood’s services, the health insurance companies that they accept, and how to acquire health insurance if you don’t already have it. You’ll also learn about any fees you could pay as a result of utilising Planned Parenthood’s services, as well as the processes for using health insurance.
Most health insurance policies are accepted by Planned Parenthood. It makes no difference whether you have a privately paid insurance plan, a medical plan, or a plan supplied by your employer. If you have a supplemental insurance plan, Planned Parenthood will take it. Aetna, Cigna, UnitedHealthcare, AmeriHealth, and EmblemHealth are some of the commercial providers that are approved.
This data was gathered from reputable sources such as the Federal Marketplace Healthcare.gov, Planned Parenthood, and a variety of health insurance companies. At the time of publication, this article included correct facts.
What is Planned Parenthood?
The Planned Parenthood Federation of America, Inc is a non-profit organisation that provides reproductive healthcare in the United States and across the world.
One of their key missions is to deliver professional and high-quality health care to all members of the community by utilising skilled nurses, educators, and physicians. There are approximately 54 distinct and regionally run Planned Parenthood affiliates in the United States, with over 600 health clinics under its umbrella.
The majority of Planned Parenthood’s services are preventative in nature: this care assists in the prevention of unplanned pregnancies via sex education and birth control, as well as reducing the spread of STDs through testing and treatment.
How Is Planned Parenthood Funded?
The financing for Planned Parenthood comes from a number of sources, including grants, health services, and government reimbursements (36%), money from non-governmental health services (23%), and other sources (4 percent ).
The figures shown above are from Planned Parenthood’s 2018-2019 annual report. Abortions are not legally permitted to be funded using tax dollars. That money, however, is fungible. This means that if an entity has a lot of money, it may shift it around to pay for anything it needs.
Planned Parenthood receives around $60 million every year, which it may use to any programme it chooses.
What Exactly Does Planned Parenthood Do?
Planned Parenthood offers a wide range of services to women’s emotional, reproductive, and physical health. Here are a few of the services provided by Planned Parenthood:
- Primary care services include diagnostic treatment, routine examinations, and referrals to non-Planned Parenthood doctors.
- Cancer screening and prevention include breast, ovarian, and cervical screenings. HPV vaccinations, which can be used to prevent cervical cancer, are available via Planned Parenthood.
- Contraception: There are several birth control options available, ranging from intrauterine devices and patches to tablets provided by Planned Parenthood. It also offers emergency contraception and has worked relentlessly to make birth control more inexpensive and accessible to all.
- STD Testing and Treatment: Most clinics provide these services, which aid in the diagnosis, treatment, and prevention of STDs. Planned Parenthood is testing a programme in certain remote areas that would allow patients to visit a doctor electronically via video chats before receiving an STD test or birth control kit in the mail.
- This programme includes educating young adults, teenagers, and parents on reproductive and sexual health and safety. To guarantee that teenagers and young people are educated, Planned Parenthood offers a number of sex education workshops.
- Men’s Sexual Health: This service is accessible at most Planned Parenthood locations to provide men with sexual health treatments.
How Does Planned Parenthood Charge For Its Services?
The majority of Planned Parenthood’s services are offered on a sliding basis. This implies that it uses a snapshot of your financial status for a few weeks to generate a pay scale that appears fair to your financial circumstances.
This scale changes according to location. It does, however, ensure that Planned Parenthood may provide low-cost or free treatments to those who need them the most.
Your state of residency usually influences how much assistance you receive and in what manner you receive it through Plant Parenthood.
In New York, for example, the state’s Medicaid programme completely covers STD testing, birth control, pregnancy tests, gynaecological examinations, and PAP tests for persons earning up to 200 percent of the FPL, or federal poverty threshold.
What Health Insurance Providers Does Planned Parenthood Accept?
Planned Parenthood works with a number of major health insurance companies. When you visit any Planned Parenthood location, you must usually provide your valid insurance card and pay your copayment.
Planned Parenthood advocates for healthcare that is both inexpensive and accessible. As a result, they accept a variety of payment methods and insurance coverage.
These centres also collaborate with state and federal initiatives to reduce healthcare expenditures for people who qualify.
Planned Parenthood accepts the following commercial health insurance coverage and services:
- Independence Blue Cross
- Emblem Health
- United HealthCare
- Oxford: Exceptions Oxford Encompass and Oxford Garden State
- United HealthCare Student Resources
- QualCare: Excluding inner circle policies that have an employer listed on the insurance card.
- Multiplan Network
- First Choice
- Columbia Pacific
- Jackson Care Connect
- Horizon Blue Cross Blue Shield: Exception (federal plans with R- ID plans do not cover abortion services)
Planned Parenthood also accepts Medicaid health insurance plans. A few of these accepted plans are:
- Aetna Better Health
- Health First
- Horizon NJ Health
- United HealthCare Community Plan
Planned Parenthood accepts Medicare if your secondary plan is among those mentioned above.
What Planned Parenthood Services Does The Accepted Health Insurance Cover?
Planned Parenthood accepts health insurance policies that include STD testing, treatments, birth control options, lab tests, and regular checkups. You may be required to completely cover abortion and vasectomy services.
How Can I Pay For Planned Parenthood If I Don’t Have Health Insurance?
Individuals who satisfy a certain financial criteria can purchase specialised Planned Parenthood health insurance policies. The availability of these plans is determined on the Planned Parenthood clinic you visit.
This health insurance usually has a one-year coverage period. If your income drastically increases, your coverage is evaluated. Furthermore, imagine the strategy has been in place for more than a year. In such situation, current versions of the needed papers (pay stubs, tax information) must be presented on the following visit.
Emergency Medicaid can be used to pay the cost of an abortion. It is vital to remember, however, that the coverage is only good for 45 days after signing up. In some situations, the coverage might be allowed for a longer period of time.
Can Emergency Medicaid Be Used To Get A Planned Parenthood Specific Health Insurance Plan?
Assume you previously registered for Emergency Medicaid or began the application process without all of the required information. In such case, you should bring all of the essential documentation with you to any authorised facility to complete your application.
What Else Can I Use My Planned Parenthood Specific Health Insurance Policy?
When you complete your application for Planned Parenthood health insurance, you will be able to utilise the coverage for birth control and health centre visits. Other institutions, like as pharmacies, however, employ a DSS or decision support system to assess and analyse your application before approving coverage.
Once this is completed, a card is issued to you, allowing you to get coverage at pharmacies and other medical facilities that accept Planned Parenthood-specific health insurance policies.
Do I Have To Take My Health Insurance Card With Me To Every Planned Parenthood Visit?
Yes, you will be required to do so. It makes no difference if your current health insurance coverage is one you’ve used with Planned Parenthood; your information may change and must be matched to what the facility has on file. It is also essential that you bring some sort of identification with you.
I Don’t Have Health Insurance, What Do I Do?
You can obtain health insurance by going to a state or federal marketplace. Healthcare.gov is the government marketplace where you may sign up for health insurance directly.
Depending on whether your state has a marketplace, you may be sent there as well. In person, you can enrol in health insurance through a health insurance broker or agent.
Can I Use Medicaid Or Any Other Low-Cost Health Insurance Program?
CHIP, the Children’s Health Insurance Program, or Medicaid may be able to provide you with free or low-cost health insurance coverage. This is often determined by your amount of income as well as your state of residency.
You do not have to wait for an enrollment period if you qualify for any programme. You may sign up at any moment. To find out if you are qualified, contact your state’s CHIP or Medicaid organisation.
To determine your eligibility, go to the Federal Healthcare.gov marketplace. It can also be used to apply for insurance. However, you should be aware that Healthcare.gov does not alert those who are eligible for Medicaid programmes that only cover family planning services.
To determine your eligibility, you must contact your state’s Medicaid office.
Can I go to Planned Parenthood without health insurance?
Planned Parenthood services are accepted by the majority of major health insurance companies. At the time of your appointment, you will be required to provide your insurance card and pay your copayment.
Planned Parenthood insurance seeks to make healthcare more accessible and affordable for women. They accept a wide range of insurance policies as well as payment options. They also collaborate with state and federal programmes to help people who qualify reduce their costs. Planned Parenthood Providence Health Insurance provides you with the treatment you require, no matter what.
Health insurance programmes assist qualified patients in enrolling in various forms of free insurance programmes based on the services required. When you arrive at your appointment with the required evidence (or bring it with you for walk-ins) and they confirm you are qualified,
If you are ineligible for these planned parenthood insurance plans or do not choose to participate, they provide services on a sliding price scale based on your income. Bring at least your two most recent pay stubs with you to qualify, or call your insurance company if you have any questions.
Can I use Planned parenthood providence health insurance programs at the pharmacy or other offices?
Your coverage for visits and birth control at health centres can begin as soon as your application is finished, but pharmacies and other practises will only accept your coverage when their decision support system (DSS) has received, evaluated, and accepted your application. DSS will mail you an ID card that you can use at the pharmacy and other locations that accept planned parenthood providence health insurance coverage once they have received your application.
Can I use my Emergency Medicaid at the pharmacy or other offices to avail planned parenthood providence health insurance?
If you have previously enrolled in Emergency Medicaid or begun an application but did not have all of the required paperwork, you should bring all of the required documents with you whenever you enrol or finish a planned parenthood insurance application.
Do I need to take my planned parenthood insurance card to each visit?
Yes. Even if you’ve previously used an agency for your current insurance, the information on the card may have changed and has to be matched to what they have on file. It’s also crucial to bring your identification with you.