Otto Insurance Review and explained 2022

Numerous tools are now available to help you in comparing several insurance costs online without having to call insurance brokers. However, with so many options available, it may be difficult to determine which ones are reliable.
Otto Insurance is one of the most effective insurance quote comparison tools on the market today. Here, we’ll give you an in-depth look into Otto insurance to help you decide if it’s something you should look into. Let’s get this started!

What Is Otto Insurance?

Choosing the right insurance isn’t easy, but the Otto insurance tool stands out among the throng. It’s a lead-generation website that sends your information to its wide network of 1,000 affiliates and partners instead of delivering rapid quotes.
It’s straightforward to use, but don’t expect pricing to appear immediately. Otto will collect your personal information before putting you in touch with one of their many insurance agents to complete the quote process.

otto insurance review 2022

Otto compares itself to a concierge service for the insurance sector, recognising that choosing insurance from a sea of possibilities may be challenging. While its technology purports to match users with their best quotations, Otto is essentially a lead-generation website that distributes your information to its network of over 1,000 partners and affiliates rather than returning quotes right away.

What is Otto Insurance?- complete explained

Otto Insurance is a free service that allows individuals to compare insurance rates for vehicle, pet, house, and life insurance in seconds.
Otto Insurance is a concierge service for the insurance sector, not an insurer. At Otto, the customer is prioritised above everything else.
Otto’s crew is based in Miami Beach, Florida, although they work remotely across the United States. Otto works relentlessly to link customers with the finest insurance providers possible in order to protect their financial future. To deliver the finest insurance rates in the business, their staff collaborates with individual agents as well as regional and national carriers.

otto insurance review

Customers may acquire insurance estimates in a secure environment thanks to Otto Insurance’s utilization of cutting-edge technology and decades of experience. In addition, its network talks with hundreds of insurance providers across the United States to ensure that consumers’ data is safely and efficiently sent to the best possible match.

Because Otto is always working to enhance their efficiency and speed, customers will be connected with the best agents in seconds. Consumers at Otto Insurance want to have the greatest possible experience and connect with a partner who can match their needs. With Otto insurance, you can join the expanding community of over 2 million delighted savers.

How does Otto Insurance work?

The Otto tool is simple to use. But don’t hold your breath for a quotation immediately away. Otto gathers your personal information before connecting you with one of the company’s many insurance brokers to begin the pricing process. To use Otto, go to and click Get started immediately. You’ll be asked a series of questions about yourself, your car, and maybe your house.

To begin, inform Otto if you currently have insurance or are beginning from zero. In either case, Otto guarantees to locate the best rates for you.

Otto asks you about the automobiles you drive when you fill up your insurance profile. This section can be completed manually or Otto can check up your car details using your name and home address. Because this is all public information, it’s not difficult to locate. This phase isn’t for you if you’re testing insurance for a car you don’t yet own.
Additional questions, such as your gender, marital status, and whether or not you own a property, are simple to answer. Otto also inquires about combining your house and vehicle insurance policies.

Otto notifies you within minutes whether you qualify for significant discounts. However, it’s a good idea to read the tiny print before entering your name and phone number. You agree to be contacted by or its marketing partners and affiliates if you click the Get Your Free Quote button. There are over 1,000 marketing partners if you go to the marketing partners website.

While the phrase “Get Your Free Quote” suggests that your quotes are only a page away, this is not the case. The next page indicates that you have submitted a quote request and that an agent will contact you shortly. Otto does give links to the websites of two insurance firms for you to compare, but no other information.

The following is how it works:

  • On the webpage, click ‘Get Started Now.’
  • You’ll have to provide information about yourself, your residence, and your car.
  • You must tell Otto whether you are buying insurance for the first time or if you already have one.
  • Otto pledges to get you the best possible insurance prices.
  • Otto will inquire about your vehicle once you’ve completed your profile. You may either complete this section yourself or have Otto look up your car details using your home location and name.
  • The rest of the inquiries about your marital status, residence, and gender are straightforward.
  • The business will give you the option of combining your vehicle and house insurance policies (to save on insurance premiums).
  • If you qualify for significant reductions, Otto will notify you within minutes.
  • Before entering your phone number and name, make sure you read the fine print.
  • Otto’s marketing partners or affiliates will contact you once you click the ‘Get Your Free Quote Button.’
  • Keep in mind that Otto doesn’t provide any extra details. It simply compares two carriers and offers a link to each company’s website.

Is Otto legit and safe to use?

On the internet, there is virtually little information regarding Otto Insurance. On the website, there are two different locations, and the firm isn’t listed with the Better Business Bureau (BBB). This isn’t to suggest the business isn’t legitimate. However, information on the firm is limited and contradictory. Customer feedback suggests that you may receive more calls than quotations.

Is Otto Insurance a Scam?

On the internet, there is relatively little information regarding Otto insurance. There are two distinct addresses for the webpage. It does not imply that the firm is not legitimate, or that Otto insurance is a fraud. However, there is a lot of conflicting and limited information about the firm. Customer feedback indicates that you may receive more calls than quotations.
Furthermore, there is little information available concerning the company’s history. The odd thing is that the firm is registered with the Better Business Bureau as “No Longer in Business,” but the phone numbers on the websites are still working.

Otto Insurance in a Variety of States

Otto Insurance compares home, life, pet, and vehicle insurance prices from the most reputable insurance companies. Otto insurance is currently available in all 50 states and territories of the United States.

Other Insurance Quotes vs. Otto

We’ll now compare Otto insurance rates to other insurance quotes to offer you a realistic picture of the services you can get from Otto insurance. Here are some of the best:

Insurify vs. Otto

Customers can acquire insurance quotations from both Insurify and Otto, however only Insurify delivers genuine quotes (about 20) when you fill out your insurance profile. Aside from that, the driver profile you establish with Insurify is more comprehensive than Otto’s. Users can also have more control over their data using Insurify.

Otto is a lead generation website that distributes user data to a network of over 1,000 insurance brokers and affiliates. Leads are not sold by Insurify. Insurify returns accurate prices every time because to its patented technology and contacts with insurance carriers around the country. Nothing compares to being let down by a firm that fails to keep its promises. Insurify does not let you down. It’s just a fun and simple method for drivers to quickly compare hundreds of insurance alternatives.

Otto vs. Quote Wizard

Quote Wizard, like Otto, claims to provide home insurance and life insurance quotations. Quote Wizard, on the other hand, may assist users save money on renters’ and health insurance. Otto insurance and Quote Wizard, unlike Insurify, do not provide genuine quotations on the page, forcing visitors to travel endlessly through other pages and websites.

Otto vs. Jerry

Jerry Another online technology that allows individuals to compare insurance coverages from various businesses is artificial intelligence (AI). To provide it access to your current insurance coverage, you must go through a series of processes. It then compares your insurance profile to 45 insurance providers and presents you with three possibilities from which to pick.

Jerry is the same as Insurify, and it’s a great choice for consumers searching for inexpensive prices from a dependable platform. Insurify, on the other hand, makes it easy for consumers to try out different levels of coverage and includes quotations from additional insurance firms.

Otto Car Insurance Review

If you’re like most people, you probably consider auto insurance to be an unavoidable evil. It doesn’t make your day any better, and finding the proper firm for your requirements might be difficult. This post will assist you by reviewing Otto Car Insurance and informing you of all you need to know about their services.

Otto touts itself as an insurance concierge service because it understands how difficult it may be to pick insurance from among hundreds of options. While Otto’s technology claims to match clients with the cheapest pricing, the website is actually a lead-generation platform that transmits your information to its network of over 1,000 partners and affiliates, who will subsequently contact you. Although Otto’s lead-generating strategy may appear inconvenient, the company says that the website can give highly customized service via email and phone.

Find more articles on Insurance help here.

How To Use Otto Car Insurance

Using the Otto tool is a straightforward procedure. Wait for a quotation, but don’t hold your breath. Otto collects your personal information and links you with one of its numerous insurance brokers to finish the pricing process. Go to and select the Get Started Now option to get started. Before you get at your destination, you’ll be asked a series of questions about yourself, your car, and even your house. According to Otto’s website, you can get tailored quotations in seconds. Otto also claims that their own technology analyses your personal information in order to find the appropriate coverage for your specific needs.

How Does Otto Car Insurance Match You?

As part of the process of developing your insurance profile, Otto inquires about the cars you drive. You may skip this area and have Otto look up your vehicle’s information using your name and home address instead. It is not difficult to access all of this information because it is publicly available. This stage, on the other hand, isn’t ideal if you’re looking for insurance for a car you don’t yet own.

Additional questions are simple to answer, such as your gender, marital status, and whether or not you own a property. Otto also wants to know if you want to bundle your home and vehicle insurance policy (a sure way to save on insurance premiums). Customers wishing to save money on their vehicle insurance costs may consider Otto. Otto Auto Insurance compares you to other insurers.

If you are qualified for considerable reductions, Otto will notify you within minutes. However, it’s a good idea to read the terms and conditions before entering your name and phone number.

By clicking the Get Your Free Quote button, you agree to be contacted by, its marketing partners, and affiliates. There are over 1,000 marketing partners shown when you click on the marketing partners page.

Otto Car Insurance Confidentiality

According to Otto’s privacy policy, the company does not disclose personally identifiable information with other firms; however, Otto partners and affiliates may get such information.

More about Otto Automobile Insurance

Unfortunately, gives less information on the company’s general history and background.

Where Can I Find Otto Car Insurance?

Finally, Otto is now only accessible in the United States (though they do plan to expand).

Does Otto Car Insurance have a solid BBB Rating?

The BBB does not have a rating for Otto Car Insurance. That is unsurprising for a lead generation firm. Otto typically works with insurance companies rather than individuals. It’s basically a go-between for customers.

This firm is listed as being out of business by the Better Business Bureau, which is remarkable considering that the phone numbers shown on the website are still working.

Otto Insurance phone number : Otto the otter insurance

Phone: 1 (855) 534-4513

Otto Insurance florida office: 429 Lenox Ave, Miami Beach, Florida 33139

Email Address:


Otto Insurance is a reputable lead-generation website that provides user information to over 1,000 insurance agents and affiliates. It connects you with two different insurance firms that can provide you with quotations.

Despite the fact that many individuals have posted unfavourable reviews about Otto, alleging that they have received a large number of unwanted calls, there are also some good ones.

So, if you don’t mind getting a lot of calls, Otto insurance is worth a try.

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